If it's not explainable, it's not actionable
Every projection explainable. Every decision defensible.
"58-year-old female with metastatic breast cancer, HER2+, currently on first-line HP-based therapy. Recent brain MRI suggests CNS progression. Likely transition to Enhertu (~$200K/year) with possible stereotactic radiosurgery."
"Consider oncology COE navigation - est. 15% cost reduction potential"
Knowing a member is high risk isn't insight.
Knowing they've relapsed after two lines of chemo and are Yescarta-eligible is.
Who We Serve
Built for both sides of the quote.
Whether you price it or present it, clinical clarity changes everything.
Defend pricing decisions with confidence.
Clinical narratives give you the "why" behind every high-risk member. Set deductibles, structure carve-outs, and justify premiums with evidence your competitors can't match.
- Cost projections with full clinical reasoning
- Laser recommendations backed by diagnosis trajectory
- Audit-ready documentation for every decision
Win business with insights no one else has.
Help employers understand their risk before they move to level-funded or self-insured. The clinical intelligence you bring to the table is the edge your competitors wish they had.
- Arm clients with population health visibility
- Identify intervention opportunities to reduce renewals
- Differentiate with data competitors can't access
How It Works
From data to decision in three steps
Upload Your Census
Just names, dates of birth, gender, and zip codes. Works for groups as small as 5 members. We handle the rest.
Clinical + Actuarial Analysis
33 clinical specialists build diagnosis trajectories while our deterministic pricing engine anchors every projection to real-world costs.
Explainable Output
Receive cost projections with full reasoning. Every number backed by clinical evidence and 42K+ deterministic cost anchors.
Capabilities
Built for underwriting reality
Clinical Narratives
Every high-risk member explained in plain English. Understand the clinical story behind the numbers with diagnosis trajectories and treatment protocols.
Cost Projections
Not just expected costs, but the full range. Know your exposure with projections anchored in real claims data and 42K deterministic cost anchors.
Intervention Signals
Identify members where care management can bend the cost curve. Actionable opportunities surfaced automatically during analysis.
Audit-Ready
Every projection comes with complete reasoning chain. When regulators or clients ask "why," you have the answer documented.
The intelligence your competitors wish they had.
Join the waitlist for early access. Limited pilot slots available for 2026.